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PayJoy
PayJoy

Senior Software Engineer

Mexico
Full-Time
Hybrid

TLDR

Build cell phone-locking technology, data-driven risk models, internal tools, and partner API integrations for financial products.

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Senior Software Engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner API integrations, ensuring the quality and functionality of software solutions writing clean and functional code to ensure system consistency and to create a great user experience

Responsibilities

  • Build  and maintain user-friendly software applications and solutions using front-end and back-end technologies.
  • Work with development teams and product managers to develop software solutions.
  • Collaborate on the client-side and server-side architecture.
  • Conduct code reviews and provide feedback to ensure code quality and adherence to best practices.
  • Troubleshoot and debug software issues, ensuring timely resolution.
  • Stay up to date with industry trends and technologies to drive continuous improvement in software development processes.

    • Requirements

  • Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field. 
  • 4+ years of experience in full stack software development, project management, and in-depth knowledge of programming languages and databases as well unit tests.
  • Proficiency in front-end and back-end technologies, Javascript and SQL and Vue.js framework or React .
  • PHP,  Python or native Android experience is a plus.
  • Familiarity with designing, configuring, and optimizing CI/CD pipelines for frontend and backend applications is a plus.
  • Strong problem-solving and analytical skills.
  • Excellent communication and collaboration skills.
  • Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored.

    • Benefits

  • 100% Company-funded Health and dental and vision discount plan for employees and immediate family members.
  • Life insurance.
  • Phone finance, Headphone, home office equipment and wellness perks.
  • 30 days of Christmas bonus
  • 20 days paid Vacation
  • 50% Vacation premium 
  • 13% Saving funds 
  • $2,000 MXN monthly grocery coupons
  • $2,000 USD annual Co-working Travel perk
  • $2,000 USD annual Professional Development perk
  • Catered lunches

    • PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles

    Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

    Benefits

    Free Meals & Snacks

    Catered lunches

    Health Insurance

    100% Company-funded Health and dental and vision discount plan for employees and immediate family members.

    $2,000 USD annual professional development perk

    $2,000 USD annual co-working travel perk

    Paid Time Off

    50% Vacation premium

    Phone finance, headphones, home office equipment, and wellness perks

    Phone finance, Headphone, home office equipment and wellness perks.

    PayJoy
    PayJoy

    PayJoy is a credit provider focused on empowering under-served customers in emerging markets to achieve financial stability. Our patented secured credit technology opens the door for these individuals to access credit systems through innovative point-of-sale financing and credit cards. By leveraging machine learning and data science, we help our customers thrive as micro-entrepreneurs and navigate economic challenges effectively.

    Founded
    Founded 2015
    Employees
    51-200 employees
    Industry
    Internet Software & Services
    Total raised
    $86M raised
    View company profile
    Senior Software Engineer