LendingHome is hiring an


San Francisco, United States



LendingHome is reimagining the mortgage process from the ground up based on technology as a simple, fast, transparent marketplace for borrowers and investors. We’re chasing the goal of being the best way to get a mortgage and the best way to invest in them. In the process of chasing this big goal, we’ve become the fastest growing marketplace lender to date, and are uniquely positioned to be the world’s leading mortgage marketplace. LendingHome is taking on a huge problem and growing rapidly towards becoming the next great financial services brand powered by the most advanced mortgage platform in the world.


An Underwriter has superior credit training and excellent organizational skills.  Underwriters are responsible for managing the loans through final credit approval including working with processors and valuation analysts. The candidate must possess a working knowledge of residential lending programs and practices with the proven ability to partner with sales and processing to move loans quickly and efficiently through the pipeline. The individual will be expected to provide superior client service to achieve financial objectives.  The successful candidate must also be highly self-motivated, entrepreneurial, organized and passionate about growing a business in a team environment.


  • Underwrite mortgage loans in compliance with company credit guidelines and regulatory requirements.
  • Review loan files for completeness, identify missing documentation, and generate condition lists for the applicants.
  • Collaborate with the loan processor and sales person to complete the credit analysis in a timely manner.
  • Ensure that the correct data is entered into the loan origination system.
  • Responsible for reviewing and owning all loan file detail prior to submission to closing manager including work done by all upstream partners.
  • Work with loan processors and closers to ensure a smooth handoff of the files occurs.
  • Manage constant deal flow and prioritize to ensure loans close on time with a high degree of accuracy in a deadline-oriented environment.
  • Identify and report any suspected fraudulent activity occurring with any stakeholder and escalate issues to the appropriate management when necessary.
  • Keep abreast of all company policies and procedures as well as federal and state regulatory changes by participating in in-house training events.


  • Education: Bachelor’s Degree
  • Experience:  1-3 years residential mortgage lending experience with good knowledge of lending regulations and credit/collateral analysis practices.  Experience underwriting or processing fix & flip hard money loans a plus.

Skills/Ability: Strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; comfortable with new technology systems and paperless environment, demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good customer service.

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