iZettle is hiring a

Senior Credit Risk Analyst, Sao Paulo

São Paulo, Brazil

iZettle lets anyone take secure card payments with their smartphones or tablets. The start-up with offices in Berlin, London, Madrid, Sao Paulo, Mexico City and Stockholm (HQ) was founded in 2010 and is growing fast and currently has approximately 350 employees.

We are looking for a Senior Credit Risk Analyst to join the Credit Risk team. The team today consists of 5 people and is responsible for determining eligibility for credit products offered to iZettle customers as well as monitoring and reporting on the credit risk associated with these products. 

The right person has extensive modelling experience and is able to lead and continuously analyse data and design tools related to understanding the business value of our customers. You would mainly be working with the issuing of credit to merchants as well as developing tools for modelling credit risk. The ideal candidate takes own initiatives, solves problems and takes lead on projects with support from the Risk team. In practice it means that you need to be strong in credit modelling and analysis for small businesses but will gain from additional insights in process design, customer management and reporting as well.

The assignment has clear entrepreneurial elements and a successful candidate should be comfortable showing leadership under uncertainty. As part of a risk team of a fast growing and ambitious company you would not only be expected be smart about credit risks but also be have a solid commercial understanding of a credit product.


  • Develop and maintain the credit policy framework and models used for credit eligibility and credit risk
  • Analyse and visualise risks and opportunities in the credit portfolio
  • Liaise with departments such as product, marketing, tech and finance whenever necessary and contribute to the continuous development of the credit product


  • 2 or more years from a relevant position, ideally hands-on experience from the small and micro business segment
  • Course work from analytical discipline such as economics, finance or engineering
  • Solid understanding of credit issuing, credit modelling and portfolio management
  • Strong communication skills – orally as well as written/reports
  • Excellent English skills, additional language skills is a plus. (NB! Swedish is not required.) 
  • Programming skills (such as Python, SQL, etc.)


Extra plus for:

  • Experience from a data-driven high-growth work environment
  • Experience from using a various modelling techniques (such as clustering, regression, classification etc.) to solve business problems

When working at iZettle, you can expect interesting challenges, as well as a great team. We’re looking for creative and passionate people who share our vision of helping entrepreneurs grow their business. If that sounds like you and you meet the requirements above - please apply asap. Send us your CV in english along with a cover letter explaining why you’d make the best Credit Risk Analyst!

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