iwoca is hiring a

Credit Analyst

London, United Kingdom

Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture.

At iwoca, our mission is to help small businesses grow by offering them fast, flexible access to finance. Since launch in 2012, we've already lent over £100M to thousands of SMEs through our award-winning technology platform. Now we're looking for Credit Analysts who can help us make even better lending decisions whilst supporting our rapid growth.


The role:

Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. You will:

  • Evaluate credit applications – using our cutting-edge tech platform, you will be analysing data from financial statements, credit reference agencies, application forms and other third party sources to arrive at fast, fair, and accurate decisions.
  • Build a loan book – as you gain experience, you will make decisions on your own set of customers and will be expected to grow your own loan book. You should thrive under a KPI driven environment where you are responsible for meeting global risk targets.
  • Work closely with our Account Management team – Account Managers act as “customer champions” and you’ll worth with them to ensure we do our best to meet an applicant’s needs and offer a fast, slick service.