OnDeck is hiring a

Credit Strategist

New York, United States

What excites us at OnDeck? Technology. Innovation. Small businesses. We believe in our employees and power their growth through being challenged every day and offering careers that inspire. We’re all about teamwork, passion and making an impact. Oh and having fun – Whether it’s a game of Ping-Pong, team get-togethers or weekly happy hours in the office.

OnDeck (ONDK) uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Through the OnDeck platform, millions of small businesses can obtain affordable loans. We are changing the way small businesses borrow money by combining our passion for Main Street with cutting-edge technology. We evaluate businesses based on their actual performance, not personal credit, and that’s enabled us to say “yes” more often and faster than traditional lenders.

Department summary:

All of OnDeck runs on Big Data. The Credit Analytics team at OnDeck is responsible for the models and credit strategies that drive our success in the industry. Join our team of crack data scientists and credit strategists as we work to understand small business better than any other lender. Use innovative, out-of-box thinking and quantitative analysis to drive OnDeck’s customer management strategies across limit/exposure management, product features and returning customers, and build sophisticated models using all of OnDeck’s industry-dominating proprietary data to help us learn, grow, and win.

In this role, you will:

  • Bring your thinking, strategies, and ideas to advance our company’s values, unique culture, and vision for the future. Build innovative analytical solutions to drive better customer credit decisions in limit and exposure management. Ability to think logically and methodically about objective function, constraints, and form will put you ahead of the compeition
  • Manage development and testing of new strategies alongside multiple stakeholders and technology teams with demonstrated ability and desire to work for the right solution for the customer and OnDeck
  • Leverage and manage complex predictive models and credit strategies to drive risk adjusted return and solutions that solve and/or improve an actual customer problem
  • Develop creative solutions to bring OnDeck’s analytical tools to new markets and products

Qualifications for success: 

  • 2-3 years of experience in credit risk management or in an analytical role.
  • Experience using SQL and R or Python (or similar scripting language)
  • A strong analytical background with experience/desire for innovating disruptive solutions
  • Ability to work well with a diverse group of people across different functions.
  • Strong communication and data visualization skills; comfort communicating complex analyses to a variety of audiences in English without resorting to code
  • Familiarity with statistical modeling, machine learning, and working with very large datasets.
  • Undergraduate degree in an analytical field such as mathematics, statistics, engineering or similar. Master’s degree a plus

What we offer you:

  • Have a meaningful impact on the company's future, and share in the rewards accordingly
  • Work in a fun, fast-paced start up environment with some really cool and brilliant people
  • Be on a motivated team that gets a lot done
  • An open minded, collaborative culture of enthusiastic technologists.
  • Medical/dental/vision insurance, 401k matching program, flex spending plan and life insurance.
  • Smart colleagues who you can learn from.
  • Paid/flexible vacations and holidays.
  • If you’re sick just stay home and feel better.
  • Summer & Holiday events with the entire office!
  • Happy hour every Wednesday.
  • Fully stocked kitchen with snacks and drinks.


OnDeck provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, OnDeck complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

OnDeck expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of OnDeck’s employees to perform their job duties may result in discipline up to and including discharge.


**No recruiters or agencies, please.**