Ramp is hiring a

Fraud Analyst

New York, United States

Traditional corporate cards were designed to make you spend more with complex rewards programs that encourage wasteful spending. In contrast, Ramp’s mission is to increase the lifespan of businesses with intelligence & automation designed for high-performing finance teams. We make financial rigor easy by enabling real-time visibility and understanding of every dollar spent. Over 1,000 customers are now using Ramp for over $1 billion in annualized transaction volume. 

Ramp was founded in 2019 by the same team who built, scaled, and sold Paribus to Capital One. We are the fastest growing NYC startup, having achieved a unicorn valuation of $1.6 billion in less than 2 years. Ramp has raised $320 million in funding from investors including Stripe, Goldman Sachs, Founders Fund, Coatue Management, D1 Capital Partners and Thrive Capital, as well as over 50 angel investors who were founders or executives of leading companies.

About the Role

As a founding member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC/B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to influence and execute on risk strategies.

What You’ll Do

  • Leverage external and internal performance data to come up with insights to develop best in class fraud policies (e.g. KYC/B, transaction fraud, etc.) that will create value for Ramp and it’s customers
  • Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data driven approach to develop fraud defenses
  • Partner with product, engineering and design teams to execute fraud policies and features
  • Implement fraud risk metric monitoring by researching/ resolving risk events and developing levers that mitigate risk factors
  • Partner with data scientists to build and leverage fraud risk models in Ramp’s risk policy
  • Drive Ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.) 
  • Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies

What You Need

  • Minimum 3 years of experience in fraud risk management
  • Experience within consumer/corporate cards, payments, lending, or related industries
  • Excellent written and verbal communication skills
  • Knowledge of SQL, Python, or R

Nice to Haves

  • Experience in high growth startups
  • Experience building complex financial products

Ramp Benefits

  • 100% medical, dental & vision insurance coverage for you
    • Partially covered for your dependents
  • 401k (including employer match)
  • Unlimited PTO
  • WFH stipend to support your home office needs
  • Monthly wellness stipend
  • Annual education reimbursement
  • Relocation support

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