Ramp is hiring a

Risk Operations

New York, United States

Traditional corporate cards were designed to make you spend more with complex rewards programs that encourage wasteful spending. In contrast, Ramp’s mission is to increase the lifespan of businesses with intelligence & automation designed for high-performing finance teams. We make financial rigor easy by enabling real-time visibility and understanding of every dollar spent. Over 1,000 customers are now using Ramp for over $1 billion in annualized transaction volume. 

Ramp was founded in 2019 by the same team who built, scaled, and sold Paribus to Capital One. We are the fastest growing NYC startup, having achieved a unicorn valuation of $1.6 billion in less than 2 years. Ramp has raised $320 million in funding from investors including Stripe, Goldman Sachs, Founders Fund, Coatue Management, D1 Capital Partners and Thrive Capital, as well as over 50 angel investors who were founders or executives of leading companies.

About the Role

As an early member of Ramp's Risk Operations, you will drive operational initiatives related to underwriting, financial risk management, and fraud. This role requires an understanding of underwriting processes, fluency with data, and the ability to analyze risk vectors such as credit and fraud risks. We take our responsibility to serve our customers’ commitment to their financial health seriously, and our approach is anchored in data-driven and systematic decisions to delight our customers.

What You’ll Do

  • Drive risk management operations to underwrite businesses requesting Ramp's corporate card product
  • Implement risk metric monitoring by researching/resolving risk events and developing levers that mitigate risk factors
  • Review suspicious account activities, analyze trends, and take measures to deter fraud attacks
  • Drive Ramp’s customer experience by diving deep into the flow of funds (bank account management, repayments, chargebacks, etc.) with cross-functional partners in Operations, Support, Product, Engineering & Growth
  • Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies

What You Need

  • Minimum 3 years of experience in Risk/Underwriting Operations or Fraud Management
  • Experience within consumer/corporate cards, payments, lending, or related industries
  • Excellent written and verbal communication skills
  • BA/BS from an accredited university

Nice to Haves

  • Experience in high growth startups
  • Experience building complex financial products
  • Knowledge of SQL, Python, or R

Ramp Benefits

  • 100% medical, dental & vision insurance coverage for you
    • Partially covered for your dependents
  • 401k (including employer match)
  • Unlimited PTO
  • WFH stipend to support your home office needs
  • Monthly wellness stipend
  • Annual education reimbursement
  • Relocation support

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