Affirm is hiring a

Software Engineer II, Fullstack (Merchant Insights)


Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is reinventing the payments for business giving the companies the flexibility to buy now and pay late without any hidden fees or compounding interest.

The Merchant Insights team is looking for a passionate and highly motivated Software Engineer with a high level of technical capability, strong cross-functional communication, and a creative mindset to help build new products in the BNPL for Business area to enable new flexible ways of payment for every potential business to help them run their daily operations and better manage their cash-flows.

Affirm BNPL for Business is Affirm’s newest financial product that introduces the flexibility and transparency of our buy now pay later product for businesses to help them finance their purchases in a modern way. Thousands of business customers are using it every day, and our contribution will be a key enabler to unlock further hundreds of thousands.

What you’ll do

  • Deliver projects in conjunction with immediate teammates and other Engineering teams that will further expand BNPL products for business.
  • Drive detailed project definition, design, cross-functional alignment, estimation, in addition to task break-down, delivery, monitoring, and maintenance.
  • Perform code review, provide continuous feedback and take active part in designing and implementing high quality solutions for our customer base.
  • Work closely with tech leads, managers, and cross-functional teams within Affirm, including engineering, credit, marketing, and analytics, to deliver new products in the B2B BNPL area.
  • Consistently generate simple and elegant designs, and write high-quality code that can be easily understood and leveraged by others.

What we look for

  • Experience: 3+ years of (ideally) Python, Java/Kotlin, or other modern programming languages
  • Experience: 1+ years of Javascript using (ideally) React or other modern framework
  • Excellent written and verbal communication skills, with a focus on asynchronous communication methods like tech specs, wikis, and project plans.
  • Track record of successful cross functional collaboration especially with product managers, and engineering counterparts
  • Ability to work efficiently both solo and as part of a team
  • Self-awareness and willingness to understand opportunities to learn and grow.
  • Familiarity with AWS or other cloud providers is a plus.

Compensation & Benefits

We offer a competitive package, with some highlights listed below. However, the given figures are not guaranteed compensation ranges; rather, they are unbinding, approximate indications of what the salary may be for your awareness. The actual salary may be less than the lower range or greater than the upper range, depending on skills and experience. No employee is guaranteed salary at the amount of the lower range.

  • Gross Monthly Salary: 18,842- 23,550 PLN
  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Generous time off policies Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental leave
  • Robust health benefits
  • Employee Resource & Community Groups

Pay Grade - POL 29

Employees new to Affirm or promoted into a new role, typically begin in the min to mid range.

POL base pay range per year: 

Min: 226,100 zł 

Mid: 282,600 zł

Max: 339,100 zł

Location - Remote Poland

*The majority of our roles can be located anywhere in Poland.
**This job description is not a contractual document, and is not intended to have binding force.**


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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