Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture.
At iwoca, our mission is to help small businesses grow by offering them fast, flexible access to finance. Since launch in 2012, we've already lent over £100M to thousands of SMEs through our award-winning technology platform. Now we're looking for an Underwriter who can help us make even better lending decisions whilst supporting our rapid growth.
Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. You will:
Guide Credit Decisions – you will provide reliable underwriting decisions to a team of Credit Analysts, with a focus on higher value credit lines. You should thrive in a KPI driven environment where you are responsible for meeting global risk targets.Improve our underwriting processes & policy - working closely with the Head of Underwriting and a team of Credit Analysts, you will help to identify areas in need of further development.Work closely with our Account Management team – Account Managers act as “customer champions” and you’ll work with them to provide fast and fair credit decisions.Develop our credit risk model - you’ll work closely with the risk team, providing them with insights from the front line on how to strengthen our underwriting models and policies.Evaluate credit applications – using our cutting-edge tech platform, you will be analysing data from financial statements, credit reference agencies, application data and other third party sources to arrive at fast, fair, and accurate decisions.