iwoca is hiring an


Greater London, United Kingdom

Join a high growth Fintech startup with an energetic team, a central London office and a work-hard/play-hard culture.

At iwoca, our mission is to help small businesses grow by offering them fast, flexible access to finance. Since launch in 2012, we've already lent over £100M to thousands of SMEs through our award-winning technology platform. Now we're looking for an Underwriter who can help us make even better lending decisions whilst supporting our rapid growth.

The role:

Our team of Credit Analysts are responsible for making lending decisions for each of the small businesses that approach iwoca. You will:

  • Guide Credit Decisions – you will provide reliable underwriting decisions to a team of Credit Analysts, with a focus on higher value credit lines. You should thrive in a KPI driven environment where you are responsible for meeting global risk targets.
  • Improve our underwriting processes & policy - working closely with the Head of Underwriting and a team of Credit Analysts, you will help to identify areas in need of further development.
  • Work closely with our Account Management team – Account Managers act as “customer champions” and you’ll work with them to provide fast and fair credit decisions.
  • Develop our credit risk model - you’ll work closely with the risk team, providing them with insights from the front line on how to strengthen our underwriting models and policies.
  • Evaluate credit applications – using our cutting-edge tech platform, you will be analysing data from financial statements, credit reference agencies, application data and other third party sources to arrive at fast, fair, and accurate decisions.