AML KYC Analyst
TLDR
You will conduct customer due diligence on B2B clients, ensuring compliance under global AML frameworks while maintaining detailed documentation and risk assessment.
TransferMate– a subsidiary of CluneTech – was established in 2010 when we began working with regulators around the world to secure licenses to operate as a global payment’s provider. With a global payments network covering 200+ countries and territories, TransferMate have established partnerships with some of the largest banks, fintechs and software providers in the world. The combination of our regulated network, award winning technology and strategic partnerships culminated in 2022 when the business achieved Unicorn status.
Our team is dedicated to delivering the best possible experience for our partners and their customers. We know that a happy team is one that performs at the highest level and our #OneTeam ethos encourages mutual support, respect, recognition, and rewards. In Ireland, we have been recognised as a Great Place to Work for 9 consecutive years, with 35 offices worldwide, we do business across 100+ countries on a daily basis.
About the role
You will be responsible for conducting baseline due diligence (CDD) on B2B clients across diverse industries and jurisdictions. The role involves collecting and verifying corporate documentation, performing sanctions screening, and ensuring regulatory compliance under global AML frameworks such as the EU 6AMLD, UK MLRs, and U.S. FinCEN guidelines.
Responsibilities
- Perform customer due diligence (CDD) for new and existing clients, including company verification, UBO identification, and director screening
- Screen clients against global watchlists (e.g., OFAC, UN, EU, UK HMT) and PEP/adverse media databases
- Identify and escalate risk factors such as nexus to high-risk industries (e.g., online gambling platforms, crypto service providers, adult content sites)
- Ensure full documentation and audit trails are maintained in line with FATF’s Record Keeping Requirements
- Classify clients by jurisdictional and sectoral risk, escalating those with ties to offshore jurisdictions (e.g., BVI, Panama, Cayman) or regulatory grey zones
- Support internal onboarding SLAs while maintaining regulatory accuracy
- Maintain a working knowledge of AML obligations under EU 6AMLD, Irish CJA 2010 (as amended), and FinCEN’s CDD Rule
Requirements
- 1–2 years work experience preferred in financial services, compliance, or legal operations
- Working knowledge of basic corporate structures and AML requirements
- Strong documentation and record-keeping habits
- Detail-oriented with good screening and data analysis skills
- Eagerness to develop knowledge in AML regulations and financial crime trends
With one of the world's most extensive network of bank accounts, trading in over 162 countries, TransferMate secures better exchange rates, eradicates bank fees and provides clients with faster payment services. Our superior B2B technology platform integrates with a range of enterprise software systems, providing a faster, easier and more cost-effective payments solution to a demanding global client base. Recognised as the market-leading choice for international banks and businesses when sending and receiving cross border payments, our investors and strategic partners include some of the world's most prominent banks including Wells Fargo, ING Group N.V., one of Europe's leading banks and AIB, an Irish pillar bank. Are you ready to take the next step in your career with an exciting Fintech company? We will be holding interviews for the role shortly so apply today!
- Employees
- 500+ employees
- Industry
- Internet Software & Services