Collection Portfolio Analyst

What we do?

UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 20 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.

What you will be doing?

• assessments and management of collection portfolio, including evaluation and forecasting provisions, classification based on the clients performance and financial assessment, supported by credit risk analyst as well as possible scenarios evaluation
• future cash flows predictions and assessment on the collection portfolio,
• support restructuring and credit decision-making processes on managed portfolio
• monitoring external collection providers on collection efficiency and process realisation as per agreed strategies
• develop and refine collection strategies and frameworks for different markets,
• perform data analysis to improve collection strategies, scenarios and NPLs management efficiency

Skills you should have

• Minimum of 3 years’ experience in a similar position (credit risk area)
• B.S. or Master's Degree in economics, finance, statistics, computer science, mathematics, econometrics or related
• Fluency in Polish and English is a must (other European languages considered a plus)
• Good analytical and communication skills
• Team player, ability to build good interpersonal relationships and like to work in close partnership with the people in the business
• Ability to work in a dynamic team
• Good knowledge of SQL

What we offer

Our process

Our note to you

We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. By embracing diversity of thought and making all voices heard regardless of background, we drive innovation, sustainable growth, and new business opportunities. This inclusive approach enhances our work climate, directly boosting our people's productivity, well-being, and engagement.
Our Values - Integrity, Ownership, Caring - are more than just words. They are actions. Mandates. Pledges. When we all commit to these shared Values, we will deliver for our clients. And delivering for our clients - in any way, large or small - is how we fulfil our Purpose.
If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table. We appreciate your time and application. Please note that we reserve the right to contact selected candidates.

Good luck!