PayJoy

Legal and Compliance Analyst

Peru

Full-Time

TLDR

Support implementation and execution of local regulatory compliance controls, drafting contracts and guiding internal queries to align with objectives.

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role Responsibilities

Monitor and interpret local regulations to ensure the company adheres to applicable laws and avoids non-compliance risks.
Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.

Qualifications

Bachelor’s degree in Law.
At least 2 years of internship experience in legal (Corporate Lawyer) and/or compliance roles.
Strong legal reasoning and analytical skills.
Experience in Internal and external audits
Strong teamwork skills, a proven ethical record, and the ability to work with key objective metrics.

Benefits

100% Company-funded health insurance for employee and immediate family

Company-funded employee life and disability insurance

Paid vacation days, unlimited sick leave

$2,000 USD annual Co-working Travel perk

$2,000 USD annual Professional Development perk

Phone finance, headphone benefit, home office equipment allowance and wellness perks

Catered lunches

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

Benefits

Free Meals & Snacks

Catered lunches

Health Insurance

Company-funded employee life and disability insurance

Home Office Stipend

Phone finance, headphone benefit, home office equipment allowance and wellness perks

Learning Budget

$2,000 USD annual Professional Development perk

Paid Time Off

Paid vacation days, unlimited sick leave

Apply for this job

PayJoy

PayJoy is a credit provider focused on empowering under-served customers in emerging markets to achieve financial stability. Our patented secured credit technology opens the door for these individuals to access credit systems through innovative point-of-sale financing and credit cards. By leveraging machine learning and data science, we help our customers thrive as micro-entrepreneurs and navigate economic challenges effectively.

Founded: Founded 2015
Employees: 51-200 employees
Industry: Internet Software & Services
Total raised: $86M raised

View company profile

Compliance Analyst