Legal Counsel, Capital Markets - 12 month FTC

We’re on a mission to back the UK’s small businesses like no one else 🚀

Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.

At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.

We’re a high-performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.

The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy 📈 Come and join a mission that matters!

[Read our Impact Report] | [See our Trustpilot]

The role ⚡

📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits

12 month FTC starting September 2026

You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results.

• Advising on structuring, negotiation, drafting and execution of private and public capital markets transaction relating to loans originated through our platform

• Reporting to the Head of Capital Markets (Legal) and working closely with the Capital Markets Structuring and execution team on transactions

• Instructing and managing external counsel as needed

• Collaborating with other members of Funding Circle legal and commercial teams to support strategic business initiatives, including development and deployment of new products, policies and solutions.

What we’re looking for 🌱

We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day.

• English (UK) law qualified with minimum 2 years practical experience in structured finance and/or capital market (or equivalent). Experience in leveraged finance and/or funds also considered

• Beginning-to-end familiarity with complex structured finance transactions and/or securitisation, including drafting and review of all related documentation

• Good knowledge of regulatory issues relating to financing, securitisation and/or direct lending, including post Brexit MIFID application, the Securitisation Regulations (in particular STS and risk retention), and MAR disclosure and inside information rules

• Proven ability building trusted, client-facing professional relationships while maintaining independence

• Self-sufficient with strong communication skills

• Adaptable in a frequently changing environment and are able to prioritise and manage your time

• Able to understand the need to think commercially in relation to legal issues and apply “black letter” law to come up with real-life solutions

• Mentally agile; able to think around the issues, learn from your mistakes, and adjust your approach

• Able to proactively identify ways to use Generative AI to streamline your daily tasks and improve your personal productivity

• Confident using approved AI tools safely and effectively to enhance your output and find a better way of working

We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you.

Why join us? 💜

We back you to build an incredible career and by joining us, you'll be part of one of The Sunday Times Best Companies to Work For 2026! As a flexible-first employer, we use a "best of both" approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us!

Our Circler Proposition focuses on five areas:

• Flexibility: We provide a benefit allowance you can tailor to your own life and family.

• Health: This includes private medical and dental, health assessments, and access to a digital GP.

• Wealth: We offer life assurance, share schemes, and financial coaching.

• Development: You get a dedicated annual learning allowance to help you level up.

• Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

We also have award-winning parental leave policies. We're here to support you through the big life moments, from fertility treatments to new additions to the family.

Ready to join a mission that matters? We’d love to chat!