Rovedana
Relationship Managers (RM)
TLDR
Support budgeting, credit approvals, and customer relationship management in a commercial banking context, driving investment and product opportunities through cross-department collaboration.
- Assist unit head in preparation of budget/budgetary estimates
- Prepare credit approvals memoranda (CAM) for the attention of the unit head in accordance with the Banks’ credit policy guidelines and ensure loan accounts are operated within ‘credit approval’ limits.
- Maintain a CABAL that is commensurate with budget and overall projections for the branch
- Ensure that all income are properly captured at transaction point
- Prepare customers’ loan applications and collate/direct data to the approving authority through the appropriate channels
- Effective and constant monitoring of medium level customers account balances with a view to beefing up same
- Render all credit/risk asset reports, deposit liability report and LDR status report to the unit head on a weekly basis
- Promptly process new investment request and review existing investment/liquidation request accurately.
- Appraise credit requests from customers and make appropriate recommendations to unit head
- Balance sheet management
- Keep abreast of local and national economic, financial and political events which may impact on deposit liability generation and credit facilities.
- Any other duties/functions given by the Cluster Head
- Identification and Marketing of prospects within the target market
- Gather intelligence information on product performance, customer attitudes and new business/product opportunities for the attention of the Cluster Head.
- Identify customers’ needs, proactively seek to provide products/services to meet such needs and advice on appropriate selection of banks products
- Effectively manage customer relationships (internal and external types)
- Efficiently and effectively liaise with internal departments – CSU, FTL/Clearing, Admin including other Branches and departments
- Minimum of a B.Sc. (2nd Class Lower)
- Minimum of 1 year banking experience as Banking Officers (BO) Senior Banking Officers (SBO) and Assistant Managers (AM) in a leading commercial bank in Nigeria.
- Good knowledge of banking operations, products & customer segmentation.
- Trace of Negotiating/Selling skills
Rovedana is a Nigerian business process outsourcing company that specializes in payroll management and healthcare plans. We cater to SMEs and large enterprises by providing scalable outsourcing solutions that streamline operational activities, enhance productivity, and reduce costs across various sectors, including hospitality, energy, finance, construction, and more.
Relationship Manager