capital.com
Risk Manager
TLDR
Lead EMI risk framework development and safeguarding, with emphasis on regulatory reporting, risk reduction, and ICARA-driven analytics across the investment firm.
We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team.
Responsibilities:
Own-Funds and Prudential Reporting: Own the EMI own-funds calculation and capital monitoring, and prepare and submit prudential returns to the CBC on an ongoing basis.
Safeguarding Oversight: Build and maintain the EMI safeguarding framework, monitor client fund segregation or insurance arrangements, and ensure ongoing compliance with applicable safeguarding requirements.
Payment and Operational Risk: Identify and monitor risks specific to the EMI business model, including settlement risk, fraud risk, liquidity risk, and operational resilience for payment processing activities.
ICARA and Capital Adequacy: Contribute to the IFR/IFD ICARA process for the investment firm, with particular ownership of quantitative elements: K-factor calculations, stress testing, capital planning scenarios, and Pillar 2 assessments.
Quantitative Risk Analysis: Produce quantitative risk analysis, metrics, and modelling to support Risk Committee and Board reporting, turning data into clear, decision-ready outputs.
Regulatory Horizon Scanning: Support the Head of Risk in tracking developments across CySEC, CBC, ESMA, EBA, and relevant EU legislation, with impact assessments when new rules land.
Cross-Functional Coordination: Work closely with Compliance, Finance, Dealing, Legal, and Technology to ensure risk outputs are integrated into governance processes and escalated appropriately.
Requirements:
EMI Risk Framework: Drive the build-out of the EMI risk management framework, including risk appetite, risk register, policies, and the RCSA cycle, within the direction set by the Head of Risk.
Own-Funds and Prudential Reporting: Own the EMI own-funds calculation and capital monitoring, and prepare and submit prudential returns to the CBC on an ongoing basis.
Safeguarding Oversight: Build and maintain the EMI safeguarding framework, monitor client fund segregation or insurance arrangements, and ensure ongoing compliance with applicable safeguarding requirements.
Payment and Operational Risk: Identify and monitor risks specific to the EMI business model, including settlement risk, fraud risk, liquidity risk, and operational resilience for payment processing activities.
ICARA and Capital Adequacy: Contribute to the IFR/IFD ICARA process for the investment firm, with particular ownership of quantitative elements: K-factor calculations, stress testing, capital planning scenarios, and Pillar 2 assessments.
Quantitative Risk Analysis: Produce quantitative risk analysis, metrics, and modelling to support Risk Committee and Board reporting, turning data into clear, decision-ready outputs.
Regulatory Horizon Scanning: Support the Head of Risk in tracking developments across CySEC, CBC, ESMA, EBA, and relevant EU legislation, with impact assessments when new rules land.
Cross-Functional Coordination: Work closely with Compliance, Finance, Dealing, Legal, and Technology to ensure risk outputs are integrated into governance processes and escalated appropriately.
Demonstrable experience in risk management within a regulated financial services environment — investment firm, payments institution, bank, or equivalent.
Solid grounding in the payments and e-money regulatory framework, covering prudential requirements, safeguarding obligations, and regulatory reporting for payment institutions and EMIs.
Strong quantitative skills: comfortable building and owning risk models, capital adequacy calculations, stress testing, and statistical analysis.
Familiarity with MiFID II / IFR / IFD prudential requirements for investment firms, including ICARA concepts and K-factor methodology; prior broker experience or a clear ability to take ownership quickly.
Ability to produce high-quality, regulator-ready deliverables independently: risk frameworks, prudential reports, board papers, and policy documents that are accurate and precise.
Structured analytical thinker, able to work across multiple regulated entities with different regulatory regimes simultaneously without losing precision on either.
CySEC Advanced certification or direct CBC supervisory exposure is a strong advantage.
Prior DORA implementation experience is a strong advantage.
Fluency in English; Greek language skills are an advantage.
What you will get in return:
• Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.
• Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock. #LI-Hybrid
• Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.
• Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.
• Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!
• Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!
• Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.
Be a key player at the forefront of the digital assets movement, propelling your career to new heights! Join a dynamic and rapidly expanding company that values and rewards talent, initiative, and creativity. Work alongside one of the most brilliant teams in the industry.
Benefits
Health Insurance
Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!
workation benefit
Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!
Paid Time Off
Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.
Capital.com is an innovative trading platform designed for a global audience, offering top-rated financial products that emphasize a seamless user experience. We're committed to pushing the boundaries of technology in the trading industry, making it easy for users to access the financial markets and achieve their investment goals.
- Founded
- Founded 2016
- Employees
- 201-500 employees
- Industry
- Internet Software & Services
- Total raised
- $25M raised
Risk Manager