Treasury Operations Manager

ABOUT THE TEAM: 

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.

Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.

ABOUT THE ROLE: 

As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. As the first hire in our Bulgaria Treasury Operations team, you will play a pivotal role in our EU expansion. Your responsibilities will include:

• Cash & Liquidity  management:
• Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk.
• Carry out short term cash flow forecasting and actuals variance analysis across Group accounts 
• Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing
• Evaluate capital requirements, manage FX and optimize returns for short term investments.
  
  
• Managing relationships with partner banks:
• Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes.
• Ensure all banking relationships comply with regulatory requirements and internal policies.
  
  
• Payments/transfers execution and collateral management:
• Manage payment and transfer activities.
• Ensure accuracy, timeliness, and compliance with relevant policies.
• Manage collateral requirements, including monitoring collateral positions.
  
  
• Setup and maintain policies, processes, and procedures:
• Identify and implement improvements to ensure efficient processes for Treasury Operations.
• Update procedural documentation where required in line with changing regulations and business needs 

WHAT WE ARE LOOKING FOR: 

Tide is seeking an experienced and motivated Senior Treasury Operations Analyst. The ideal candidate will have:

• Minimum of  6 years of experience with Treasury Operations and Cash Management
• Prior experience in financial services – preferably in payments, technology-driven & scale-up environments 
• Knowledge of cash-flow forecasting, flow of funds and payment systems
• Proven ability to manage both BAU and complex projects/initiatives 
• Self-starter, strong attention to detail and extreme ownership mentality
• Extremely comfortable working with ambiguity
• Experience mitigating operational risk
• Experience with Cash Management systems
• Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
• Experience working within a dynamic and strong paced environment
• Excellent communication and stakeholder management skills

WHAT YOU’LL GET IN RETURN:

Our location-specific employee benefits are designed to cater to the unique needs of Tideans: 

• Competitive Compensation -  competitive salary and share options.
• Time Off – Generous annual leave on top of bank holidays.
• Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
• Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
• Health Insurance – Private health insurance with Bulgaria Zdrave, including extra dental care.
• Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
• Volunteering & Development Days – Paid days annually for volunteering or personal growth.
• Learning & Development – Annual budget for books, courses, coaching, and more.
• WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
• Home Office Setup – Contribution towards setting up your home office
• Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
• Fully Covered Multi Sports Card – Granting access to hundreds of gyms and pools across Bulgaria
• Monthly Food Vouchers - Monthly food vouchers to enjoy your favorite meals with Edenred +
• Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices

TIDEAN WAYS OF WORKING: 

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.