AML Transaction Monitoring Rules Officer

About the role

We are looking for a leader with strategic and operational excellence to enhance Anti-Money Laundering (AML) and Financial Crime rules within the Compliance Operations team and enhance our Transaction Monitoring Red Flags including related projects for automation and machine learning. With high growth in the team’s people and processes, we need a strategic partner to deliver in assisting with the development, implementation, and maintenance of our AML rules. As the AML Rules Officer at Chime, you will work with Subject Matter Experts, Risk Insights, Engineering, and Fraud Operations to achieve results.

In this role, you can expect to

• Conduct  effective, thorough evaluation, improvement, and monitoring, including the development, implementation and execution of Transaction Monitoring Rules. 
• Create tailored business rules to reduce hit rate, prepare tuning data, reviewing hit reduction strategies.
• Develop and test experimental designs, sampling techniques, and analytical methods in order to monitor new typologies and emerging risks. Work with product owners and tech stakeholders to create and groom user stories.
• Provide in-depth and sophisticated analyses with interpretive thinking to define problems, develop innovative solutions and influence strategic functional decisions.
• Ensures AML risks associated with transaction activities are effectively identified, measured, monitored, and mitigated.
• Assume responsibility for special projects; gather data and prepare reports for meetings, Senior Management, audits, and exams.

To thrive in this role, you have

• 3 or more years of experience designing, analyzing, testing and/or validating BSA/AML models
• Strong writing, analytical, organizational and communication skills.
• The ability to work in a fast paced, highly structured, deadline driven culture.
• An aptitude for continuously learning and understanding BSA risks and concerns.
• A team player mentality with strong collaborative qualities and a positive demeanor.
• The ability to review, analyze, summarize, and present large data sets. Experience with Python, SQL, VBA, Alteryx etc, is preferred.
• The ability to guide the development and testing team during execution.

A little about us

We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances. 

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We've built one of the most experienced leadership teams in Fintech and were recently valued at over $14.5B. We've raised over $1B in funding from leading investors including DST, Coatue, Tiger Global, General Atlantic, Iconiq, Dragoneer, Menlo, Whale Rock, Access, Forerunner, Crosslink, Cathay, aCrew, and others. 

What we offer

• Competitive salary based on experience
• 401k match plus the usual medical, dental, vision, life, and disability benefits
• Quarterly stipend to spruce up your home office 
• Generous vacation policy and company-wide Take Care of Yourself Days 
• Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with federal, state, and Cook County ordinances. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.