Fraud Investigations Analyst
TLDR
Investigate fraud and financial crime, analyze transactions, gather evidence, and coordinate with internal and external partners in a 24/7 operation to protect customers.
ABOUT TIDE
At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,800 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
ABOUT THE ROLE:
- As a Dispute Analyst, you’ll be working in the Ongoing Monitoring team at Tide. To carry out this role efficiently, you need to be organised and able to remain calm under pressure.
- You will be responsible for investigating fraud and scam activities. Additionally, you will analyse transactions, gather evidence, and work closely with internal teams and external partners to detect and prevent fraudulent activities, protect customer assets, and ensure regulatory compliance. Strong communication skills are essential, as you will need to interact with Tide members and resolve their queries promptly.
- Your interpersonal skills will be crucial when working with many of Tide’s internal and external stakeholders, and you must take initiative in a busy and ever-changing work environment. Flexibility to work shifts in a 24/7 operational environment with rotational shifts is required.
Some of the Things You’ll Be Doing:
- Raising chargeback requests on behalf of our members.
- Responding to queries from our finance partners and third-party financial institutions.
- Reviewing the chargeback/representation documents received from our finance partners.
- Ensuring compliance with relevant banking regulations, laws, and industry standards related to fraud prevention, reporting, and customer protection.
- Making fair decisions based on high-quality investigations and in line with external regulations and internal policies to deliver fair outcomes for our customers.
- Researching and investigating disputed card transactions and performing network analysis.
- Making outbound calls to our members, if required, to resolve queries immediately.
WHAT WE ARE LOOKING FOR:
- A minimum of 1+ year of fraud/investigation experience; experience in the banking industry is a plus.
- Keen interest in transaction monitoring, financial crime, or fraud.
- Ability to remain calm under pressure.
- Excellent communication and interpersonal skills to collaborate effectively with internal teams and external stakeholders.
- Ability to adapt to changing priorities, work independently, and make sound decisions in a fast-paced banking environment.
- Problem-solving skills and a willingness to share your solutions.
- Prior customer service experience.
WHAT YOU’LL GET IN RETURN:
- 25 days paid annual leave
- 3 paid days off for volunteering or L&D activities
- Personal L&D budget
- Additional health & dental insurance
- Mental wellbeing platform
- Snacks, light food, drinks in the office
- WFH equipment allowance
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
- Tide does not charge any fees at any stage of the recruitment process.
- All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
- Communication from Tide will only come from an official @tide.co email address.
- Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.
If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.
Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.
Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.
Benefits
Free Meals & Snacks
Snacks, light food, drinks in the office
Health Insurance
Additional health & dental insurance
Home Office Stipend
WFH equipment allowance
Learning Budget
Personal L&D budget
Paid Time Off
3 paid days off for volunteering or L&D activities
Wellness Stipend
Mental wellbeing platform
Tide is a remarkable business account provider focused on saving time and money for SMEs. By integrating banking services with a suite of administrative solutions—from invoicing to accounting—we empower entrepreneurs to run their businesses more efficiently. With over 1.8 million members across multiple countries, we're uniquely positioned to reshape the landscape of small business banking.
- Founded
- Founded 2015
- Employees
- 500+ employees
- Industry
- financial services
- Total raised
- $450M raised
- Last funding
- Raised September 2025