Senior Product Designer

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

We are looking for a Senior Product Designer role with strong ownership across visual design, UX, and product strategy, working on core experiences across iOS, Android, and desktop web. The biggest opportunity is to bring a very high level of visual polish to products that are already in the market, while influencing how products are designed and launched end-to-end. The person will work closely with Product, Engineering, and Marketing, and will have the opportunity to contribute not only to execution but also to product strategy, design systems, prototyping, research, and cross-functional collaboration. It is especially attractive for designers who combine strong visual craft + UX fluency + business/metrics understanding, and who can confidently present and defend their work with different audiences, including senior stakeholders. 

Main challenges:

1. Raise the visual quality bar of the products and surfaces they work on, with a strong focus on typography, layout, spacing, components, and overall polish. 

2. Work across multiple platforms and surfaces — mobile native experiences (iOS/Android) and web — rather than being focused on only one platform. 

3. Balance visual excellence with UX, business goals, and product performance. 

4. Work in a cross-functional environment with Product, Engineering, and Marketing, requiring strong communication and stakeholder management. 

5. Build or improve experiences where existing design patterns may not always be available, requiring the designer to create polished components and surfaces from scratch. 

6. Demonstrate seniority by presenting, explaining, and defending design decisions with confidence. 

7. Continue evolving their workflow through AI tools, prototyping, research, and experimentation.

Requirements

Benefits

#LI-JA1

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening