Sr Product Manager - Payments Platform

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.    Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.   It is an incredible time to join us, and we are only just getting started.   Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.   In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.  About the role  When a contractor in Brazil gets paid on time, a business in Singapore settles in the right currency, or a payroll platform moves money to 40 countries without a single failure: that's what a good payments platform looks like from the outside. From the inside, it's hard decisions about which rails to build on, what reliability means at scale, and how to make a platform handling billions a month behave consistently across markets with completely different rules.  Nium processes cross-border payments for banks, fintechs, and enterprise platforms across 100+ countries. The Senior PM - Payments Platform owns the rails those payments run on.  Responsibilities

• Reliability. Define what "good" looks like for corridor performance, settlement success, and straight-through processing. Set the targets, own them, move them. 

• Corridor and market design. Each market has its own mechanics and failure modes. You translate that into requirements: what the corridor supports, how failure is handled, what go-live looks like, so the products built on top can make promises to customers and keep them. 

• Integration standards. You set the bar for what gets built with correspondent banks, local networks, and processors globally. You decide which integrations are worth doing, weighing partner economics and business impact against build and maintenance cost, and you push the ones that matter through to delivery. 

• Resilience. Design for failure: redundancy, failover, degraded modes. The goal is a platform where a single rail going down doesn't mean customers feel it. 

• AI and agentic payment flows. This is the frontier. Payments infrastructure today is reactive: something breaks, someone fixes it. We want infrastructure that thinks: routes intelligently, detects degradation before customers feel it, reconciles autonomously, resolves failures without human escalation. Nium wants to be the first payments infrastructure company to make agentic flows core to how money moves. You define what that looks like and build it. 

Requirements

• Payments experience at real scale: high volume, multi-market, genuine accountability when things break. You understand the mechanics (settlement windows, return codes, reconciliation, failure handling) well enough to bring unambiguous requirements. 

• Curious about how payments work across markets. AI-native in how you work. Rigorous about prioritization. Opinionated, not passive: you form a point of view on how a corridor or integration should work, and you push it forward rather than waiting to be told what to build.  

• You push Engineering on trade-offs and bring them along with you, holding ground on what's right for the corridor and the business without needing positional authority to do it. And above all, you are passionate about the customer outcome at the end of the transaction, not the platform for its own sake. 

• 3-5  years in product management. Payments, fintech, or financial infrastructure is a requirement. Experience with real-time rails (UPI, SEPA, RTP, Pix, or equivalents) is a strong plus. 

The Opportunity

Most payments PMs work on one market, one rail, one product type. Here you work on all of them simultaneously: Asia-Pacific, Americas, Europe, MENA, all with different mechanics and failure modes. The exposure you get in two years compresses what usually takes a decade. 

The team is small, senior, and ambitious. The infrastructure you build will process tens of billions of dollars a month and affect the finances of real people and businesses, including the first generation of payments that run through AI agents rather than human-initiated flows. 

How We’ll Measure You

• Corridor success rate and STP rate, moved quarter over quarter. 

• Settlement failure rate and time-to-resolution. 

• Integration delivery against committed dates. 

• Reduction in payment failures from platform-layer decisions. 

What we offer at Nium  

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. 

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). 

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!  

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.  

Beware of recruitment scams: Be cautious of individuals impersonating Nium via WhatsApp, social media, email or unofficial websites. Do not respond, share personal or financial information, or make any payments. Nium will never ask candidates to transfer money or cryptocurrency as part of our recruitment process.