Underwriter
TLDR
Design an end-to-end MSME underwriting framework, standardize credit decisions, and build an independent local underwriting team.
Design and document the end-to-end MSME underwriting framework: credit policy, risk appetite, scoring methodology, and delegation of authority matrix
Define and standardize credit assessment criteria for business term loans, with extensibility to RCL and cash flow-based products
Establish approval workflows, escalation paths, and documentation standards for credit decisions
Coach and develop the local underwriting team, building internal capability to operate independently
Collaborate with Risk, Compliance, and Product to ensure underwriting standards meet BSP regulatory requirements
Review and sign off on credit decisions during the framework build-out phase
Minimum 5 years of MSME/SME credit underwriting experience, ideally in SEA or emerging market banking/insurance
Prior experience building or rebuilding underwriting functions and processes
Strong knowledge of financial statement analysis, cash flow-based lending, and collateral assessment
Salmon Group is a dynamic consumer FinTech enterprise establishing a credit-led, technology-driven bank in Southeast Asia, with a focus on providing accessible financial services in the Philippines. Leveraging a team of seasoned finance and tech experts, Salmon is dedicated to enhancing financial inclusivity and convenience for millions of Filipinos, operating seamlessly year-round.
- Employees
- 1-10 employees
- Industry
- business supplies and equipment